What are some common exclusions for travel insurance?

Posted August 28, 2022

Common exclusions include:

Illegal activities
Dangerous or adventure sports, unless specifically listed in the policy
Damage caused by the insured person while under the influence of alcohol or drugs
Business travel, unless specifically listed in the policy
War
Suicide
Insufficient care of luggage
Foreseeable damage

Coverage varies between policies, so it is always wise to take a close look at the terms and conditions before you purchase the policy.