Are there special rules for classic car insurance?

Each insurance provider has their own definition of a classic car, depending on the age and make of the vehicle. The minimum age requirement for the car ranges from 15 to 25 years. All classic cars must have liability insurance, but you can also opt for restricted or fully comprehensive coverage.

Insurance providers typically determine the premium for classic car insurance policies based on the appraised value of the vehicle, disregarding such factors as the driver’s age and no-claims status. The terms and conditions for classic car insurance policies are tailored to the needs of classic cars.