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What does liability insurance cover?

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Liability insurance covers physical and mental injury as well as material damage. It typically covers the following expenses:

  • Legal proceedings
  • Research by accredited experts
  • Completion of the claim

You can choose the maximum level of coverage, which commonly ranges from € 500,000 to € 2,500,000. Increments may vary across providers.

Is there special travel insurance for over 65s?
What type of incidents are usually excluded from liability insurance cover?