What type of incidents are usually excluded from liability insurance cover?
Liability insurance providers typically exclude:
- Damage caused intentionally
- Damage due to sexual activity
- Damage caused by a car, motorcycle, moped or e-bike
- Damage caused by boats or airplanes
- Damage to property owned by you or others living in your household
- Damage caused while playing certain sports
Exclusions may vary across providers. Some providers offer additional coverage for damage caused by pets or damage caused while playing a sport or game.
