What type of incidents are usually excluded from liability insurance cover?

Posted August 28, 2022

Liability insurance providers typically exclude:

Damage caused intentionally
Damage due to sexual activity
Damage caused by a car, motorcycle, moped or e-bike
Damage caused by boats or airplanes
Damage to property owned by you or others living in your household
Damage caused while playing certain sports

Exclusions may vary across providers. Some providers offer additional coverage for damage caused by pets or damage caused while playing a sport or game.