Mobile phone insurance in the Netherlands

 In Articles

Ever wondered what would happen if your smartphone breaks, gets lost, or gets stolen? Unless you’ve taken out mobile phone insurance, you would have to buy a new phone at your own expense. That’s why many insurance providers in the Netherlands are now offering special mobile phone insurance. And if you’ve used your credit card to pay for your phone, it could be insured through your credit card provider.

New smartphones purchased in the Netherlands have a warranty period of 2 years, during which the manufacturer will repair any factory defects. However, this guarantee does not cover (accidental) damage, theft or loss of your phone. That is why it is still worth checking out your options for mobile phone insurance. 

Also when buying a cheaper refurbished iPhone check and compare the guarantee period of the webshops.

iPhone insurance versus AppleCare

If you have a new iPhone, EU regulations guarantee that you are automatically covered by AppleCare for the first two years. However, AppleCare is little more than a factory warranty and does not cover (accidental) damage, loss or theft. AppleCare does offer 90 days of complimentary phone support to help resolve any issues you may have with your phone.

Your mobile phone and household contents insurance

Most household contents insurance policies will cover your smartphone while you are at home. However, since most people take their phone with them wherever they go, insurance companies have started offering additional coverage for mobile phones outside the home. That way, your phone will be covered if it gets stolen, lost or damaged while you are out and about. Coverage varies across providers, and a maximum reimbursement for smartphones usually applies. If you’re interested in extending your household contents coverage to include your mobile phone, please contact your insurance company.

Be smart: back up your data!

No matter what type of insurance cover you end up getting for your phone, it’s always a good idea to back up your data. Most brands have a built-in backup feature, such as iCloud for iPhones or Samsung Cloud for Samsung. You can also use a different cloud account such as Google Drive, Dropbox or Microsoft OneDrive.

Insurances in the Netherlands explained


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